What's Covered
Your plan fully covers the cost of your benefits. That means you don’t pay anything for covered services. Some examples are:
- Your visit with your primary care team
- Preventive care
- Diagnostic medical tests in your doctor's office
- Chiropractic care
- Rehabilitation services
- Mental health and substance use disorder services
- Home health care
- Outpatient surgery
- Emergency care
- And more
What's not covered
- If a doctor or clinic says you’re not covered
- If a service is out-of-network and you don’t have a referral (some services are exempt from this rule)
- Services that occurred before your plan started or after your plan ended
- If BCBSND denied approval or later appeal
- It is not listed in your Certificate of Insurance
- Medicaid Expansion Member Services: 833-777-5779
Blue Cross Blue Shield of North Dakota is an independent licensee of the Blue Cross Blue Shield Association, serving residents and businesses in North Dakota. All rights reserved.
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